Book your 4-Point Inspection
How to Obtain a 4-Point Inspection in Florida
If you need a 4-Point Inspection to maintain or secure insurance coverage, here’s how the process works:
Contact Us Directly
We provide 4-Point Inspections across 5 Central Florida counties. Schedule an appointment, and we’ll guide you through the process to ensure your inspection meets your insurance company’s requirements.Schedule a Convenient Time
A 4-Point Inspection typically takes about an hour, depending on the size of your home. We will assess your roof, plumbing, HVAC, and electrical system to complete the required insurance report.Receive Your Report Quickly
Once the inspection is complete, we’ll provide the official 4-Point Inspection Report within 1 day, which can be submitted directly to your insurance provider. Our reports follow the Florida state-mandated form, ensuring compliance with all insurers.
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The Role of a 4-Point Inspection in Florida
A 4-Point Inspection is a key requirement for many homeowners seeking to secure or renew their insurance policy. This inspection provides an overview of the four major systems in your home that insurance companies care most about:
- Roof Condition – Age, material, and any visible damage.
- Electrical System – Type of wiring, panel brand, and overall safety.
- Plumbing System – Pipe material, leaks, and potential risks.
- HVAC (Heating & Cooling) – Functionality, age, and fire hazard risks.
Insurance providers use this report to determine if your home meets their coverage requirements. If your systems are in good shape, a 4-Point Inspection can help you maintain or secure insurance coverage and prevent policy cancellations.
Why Do Insurance Companies Require a 4-Point Inspection?
Florida insurance companies often require a 4-Point Inspection for homes 25 years or older before issuing or renewing a policy. Since older homes may have aging systems that pose a higher risk, insurers use this inspection to evaluate potential liabilities before providing coverage.
Here’s why it’s important:
- Required for Coverage – Many Florida insurance companies will not issue or renew a policy without a current 4-Point Inspection.
- Avoid Policy Denial – If your home has outdated or faulty systems, an inspection allows you to address any concerns before they become an issue with your insurer.
Don’t Risk Losing Coverage – Book Your 4-Point Inspection Today!
Your insurance company may require a 4-Point Inspection before renewing your policy. At Orlando Inspex, we make the process simple and hassle-free.